Mortgages Explained

Bank Statment Loans, 1099 loans, dscr, and more

Explained simply so you can qualify without jumping through traditional hoops

Latest blogs from Call The Mortgage Guy

Eight Mortgage Myths Buyers Should Stop Believing

Eight Mortgage Myths Buyers Should Stop Believing

Steve Johnson
Published on: 26/05/2026

Discover eight common mortgage myths that can cost homebuyers money and learn the truth!

Mortgage Education
Understanding QM in the Mortgage World

Understanding QM in the Mortgage World

Call The Mortgage Guy
Published on: 19/05/2026

Learn how the Ability-to-Repay rule works, and how QM vs Non-QM loans work

Mortgage Education
The Step-by-Step Process for Applying for a Home Loan

The Step-by-Step Process for Applying for a Home Loan

Dan Deppen
Published on: 25/02/2026

Learn the step-by-step process of applying for a home loan, from preparing your credit and down paym

Mortgage Education
Five Strategies for Locking In the Lowest Mortgage Rate

Five Strategies for Locking In the Lowest Mortgage Rate

Steve Johnson
Published on: 25/02/2026

Learn five proven strategies to secure the lowest mortgage rate, including improving credit, choosin

Non-QM LoansMortgage Education