Mortgages Explained

Bank Statment Loans, 1099 loans, dscr, and more

Explained simply so you can qualify without jumping through traditional hoops

Latest blogs from Call The Mortgage Guy

Step-by-Step Home Loan Application Process | Call The Mortgage Guy

Step-by-Step Home Loan Application Process | Call The Mortgage Guy

Call The Mortgage Guy
Published on: 03/06/2026

Learn the complete home loan application process from preparing your finances and getting pre-qualified to underwriting and closing. A simple guide for homebuyers.

essential-tips-first-time-homebuyersNon-QM Loans
Understanding QM in the Mortgage World

Understanding QM in the Mortgage World

Call The Mortgage Guy
Published on: 19/05/2026

Learn how the Ability-to-Repay rule works, and how QM vs Non-QM loans work

Mortgage Education
No Traditional Mortgage? A Non-QM Loan Could Be the Answer

No Traditional Mortgage? A Non-QM Loan Could Be the Answer

Call The Mortgage Guy
Published on: 12/05/2026

Learn how Non-QM loans use bank statements, 1099s, and other documents to qualify a borrower

Non-QM Loans
Finding the Right Non-QM Loan for Your Financial Situation

Finding the Right Non-QM Loan for Your Financial Situation

Call The Mortgage Guy
Published on: 06/05/2026

Explore non-QM loan options including bank statement, DSCR, 1099, and asset-based loans. Find the ri

Non-QM Loans
Conventional Loans vs. Non-QM Loans: How They Differ

Conventional Loans vs. Non-QM Loans: How They Differ

Call The Mortgage Guy
Published on: 22/04/2026

Compare conventional loans and Non-QM loans, including income documentation, down payments, etc.

Non-QM Loans
Self-Employed? Here Are Two Paths to a Home Loan

Self-Employed? Here Are Two Paths to a Home Loan

Call The Mortgage Guy
Published on: 15/04/2026

Explore home loan options for self-employed borrowers, including bank statement loans and 1099 loans

Self-Employed Loans