Mortgages Explained

Bank Statment Loans, 1099 loans, dscr, and more

Explained simply so you can qualify without jumping through traditional hoops

Latest blogs from Call The Mortgage Guy

Step-by-Step Home Loan Application Process | Call The Mortgage Guy

Step-by-Step Home Loan Application Process | Call The Mortgage Guy

Call The Mortgage Guy
Published on: 03/06/2026

Learn the complete home loan application process from preparing your finances and getting pre-qualified to underwriting and closing. A simple guide for homebuyers.

essential-tips-first-time-homebuyersNon-QM Loans
Eight Mortgage Myths Buyers Should Stop Believing

Eight Mortgage Myths Buyers Should Stop Believing

Steve Johnson
Published on: 26/05/2026

Discover eight common mortgage myths that can cost homebuyers money and learn the truth!

Mortgage Education
Understanding QM in the Mortgage World

Understanding QM in the Mortgage World

Call The Mortgage Guy
Published on: 19/05/2026

Learn how the Ability-to-Repay rule works, and how QM vs Non-QM loans work

Mortgage Education
No Traditional Mortgage? A Non-QM Loan Could Be the Answer

No Traditional Mortgage? A Non-QM Loan Could Be the Answer

Call The Mortgage Guy
Published on: 12/05/2026

Learn how Non-QM loans use bank statements, 1099s, and other documents to qualify a borrower

Non-QM Loans
Finding the Right Non-QM Loan for Your Financial Situation

Finding the Right Non-QM Loan for Your Financial Situation

Call The Mortgage Guy
Published on: 06/05/2026

Explore non-QM loan options including bank statement, DSCR, 1099, and asset-based loans. Find the ri

Non-QM Loans
What to Look for When Selecting a Non-QM Lender

What to Look for When Selecting a Non-QM Lender

Dan Deppen
Published on: 29/04/2026

How to choose the right Non-QM lender by comparing loan options, underwriting flexibility, & price

Non-QM Loans