Mortgages Explained

Bank Statment Loans, 1099 loans, dscr, and more

Explained simply so you can qualify without jumping through traditional hoops

Latest blogs from Call The Mortgage Guy

Step-by-Step Home Loan Application Process | Call The Mortgage Guy

Step-by-Step Home Loan Application Process | Call The Mortgage Guy

Call The Mortgage Guy
Published on: 03/06/2026

Learn the complete home loan application process from preparing your finances and getting pre-qualified to underwriting and closing. A simple guide for homebuyers.

First Time Home Buyernon-qm loans
Eight Mortgage Myths Buyers Should Stop Believing

Eight Mortgage Myths Buyers Should Stop Believing

Steve Johnson
Published on: 26/05/2026

Discover eight common mortgage myths that can cost homebuyers money and learn the truth!

First Time Home BuyerPrequalificationApplying For A Loan
Understanding QM in the Mortgage World

Understanding QM in the Mortgage World

Call The Mortgage Guy
Published on: 19/05/2026

Learn how the Ability-to-Repay rule works, and how QM vs Non-QM loans work

non-qm loans
No Traditional Mortgage? A Non-QM Loan Could Be the Answer

No Traditional Mortgage? A Non-QM Loan Could Be the Answer

Call The Mortgage Guy
Published on: 12/05/2026

Learn how Non-QM loans use bank statements, 1099s, and other documents to qualify a borrower

1099 loandscr loan1099 Mortgage LoanBank Statement LoanApplying For A Loan
Finding the Right Non-QM Loan for Your Financial Situation

Finding the Right Non-QM Loan for Your Financial Situation

Call The Mortgage Guy
Published on: 06/05/2026

Explore non-QM loan options including bank statement, DSCR, 1099, and asset-based loans. Find the ri

non-qm loansreal estate investor loan1099 loandscr loan
What to Look for When Selecting a Non-QM Lender

What to Look for When Selecting a Non-QM Lender

Dan Deppen
Published on: 29/04/2026

How to choose the right Non-QM lender by comparing loan options, underwriting flexibility, & price

1099 loandscr loannon-qm loansreal estate investor loan